Digital Security for Your Money

Digital banking is convenient, but it creates new risks. A few simple habits protect your money from increasingly sophisticated attacks.

Use unique, strong passwords for every financial account. A password manager generates and stores complex passwords securely. Reusing passwords across accounts is one of the biggest security risks.

Enable two-factor authentication everywhere. This adds a second layer of protection even if your password is compromised. Use an authenticator app rather than SMS when possible.

Monitor your accounts regularly. Check transactions weekly. Early detection of unauthorized activity minimizes damage and simplifies resolution.

Be skeptical of unsolicited messages. Banks never ask for passwords via email or text. When in doubt, contact your bank directly using the number on your card, not from the message.

Use secure networks for financial transactions. Avoid public Wi-Fi for banking. If necessary, use a virtual private network to encrypt your connection.

Keep your devices updated. Software updates often include security patches. Delaying updates leaves known vulnerabilities open to exploitation.

Shred sensitive documents before discarding. Even in a digital world, paper statements and receipts contain information fraudsters can use.